How have loan application fees by Ugandan banks changed since February 2025?

Most banks have kept their fees exactly the same. For many borrowers, this means the upfront cost of applying for a loan hasn’t shifted which is good news for predictability, although lower fees would signal better affordability.

A few banks, however, have adjusted their structures. #EquityBank moved from flat fees to percentage‑based charges, while #PearlBank and #OpportunityBank increased the upper limit of their fee ranges. Note that percentage‑based fees can significantly change what you pay. A small loan may cost less, but larger facilities could attract higher charges. Always calculate the impact before applying.

Some banks still have incomplete or unavailable information, which makes comparison harder.

Whether you’re taking a personal or business loan, these application fees apply across products.

DISCLAIMER:

📌Data reflects publicly available bank information as of the dates reviewed; charges may change without notice.
📌Fee ranges are indicative and may vary by branch, product, or customer profile.
📌This article is for general financial awareness and does not constitute financial advice. Always confirm the latest fees directly with your bank before applying for a loan.

While You’re Here…

Visit our bank comparison tables to compare loan-related charges at https://simplymint.ug/bank-charges/loan-related-charges/.